YEARLY HIGH
4.6041 MVR
YEARLY LOW
4.0721 MVR
YEARLY AVERAGE
4.3200 MVR

2025 PEN to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 4.6041. Conversely, the yearly low was recorded on January 14, dropping to 4.0721.

This high-to-low spread represents a total annual volatility of 0.5320 MVR. From a start-to-finish perspective, comparing the January average rate of 4.1094 to the December average rate of 4.5819, the exchange rate registered a net change of 11.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.6041 was up 8.88% compared to the 2024 peak of 4.2284, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 23,020 MVR
2024 Average 20,525 MVR
Yearly Trough Low 20,360 MVR
Transaction Impact: A difference of 2,660.17 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.6291
4.0621
JanuMarcMayJulySeptNove

PEN to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1900, compared to 4.4500 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2600 points.

H1 Avg (Jan–Jun) 4.1900
H2 Avg (Jul–Dec) 4.4500

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.1607 MVR (High: 4.4375 / Low: 4.2768). On the other end, November was the most stable month, with a tight range of 0.0562 MVR (High: 4.5889 / Low: 4.5327).

August Spread (Volatile) ±0.1607
November Spread (Stable) ±0.0562

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0484 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0484

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 4.5819) against the same month in 2024 (average: 4.1291), the exchange rate shifted by +0.4528 (+10.96%).

2025 Avg (December) 4.5819
2024 Avg (December) 4.1291

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.1572 4.0721 4.1094
February 4.2089 4.0782 4.1569
March 4.2593 4.1342 4.2153
April 4.2005 4.1156 4.1669
May 4.2448 4.1875 4.2135
June 4.3451 4.2284 4.2780
July 4.3555 4.2802 4.3329
August 4.4375 4.2768 4.3534
September 4.4259 4.3534 4.3869
October 4.5304 4.3996 4.4776
November 4.5889 4.5327 4.5671
December 4.6041 4.5172 4.5819