2026 PEN to MVR Historical Review

YEARLY HIGH

4.6410 MVR

YEARLY LOW

4.3973 MVR

YEARLY AVERAGE

4.5443 MVR

2026 PEN to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 4.6410. Conversely, the yearly low was recorded on April 30, dropping to 4.3973.

This high-to-low spread represents a total annual volatility of 0.2437 MVR. From a start-to-finish perspective, comparing the January average rate of 4.6034 to the December average rate of 4.5761, the exchange rate registered a net change of -0.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.6410 was up 0.80% compared to the 2025 peak of 4.6041, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 23,205 MVR

2025 Average 21,605 MVR

Yearly Trough Low 21,987 MVR

Transaction Impact: A difference of 1,218.62 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.6145

4.4806

JanuMarcMayJuly

PEN to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5386, compared to 4.5615 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0229 points.

H1 Avg (Jan–Jun) 4.5386

H2 Avg (Jul–Dec) 4.5615

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1915 MVR (High: 4.6107 / Low: 4.4193). On the other end, August was the most stable month, with a tight range of 0.0025 MVR (High: 4.5776 / Low: 4.5751).

March Spread (Volatile) ±0.1915

August Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1099 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.1099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 4.6034) against the same month in 2025 (average: 4.1094), the exchange rate shifted by +0.4940 (+12.02%).

2026 Avg (January) 4.6034

2025 Avg (January) 4.1094

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.6410	4.5884	4.6034
February	4.6172	4.5854	4.6016
March	4.6107	4.4193	4.4917
April	4.5876	4.3973	4.4965
May	4.5311	4.4063	4.5042
June	4.5694	4.4579	4.5341
July	4.5828	4.5220	4.5469
August	4.5776	4.5751	4.5761