2020 PEN to PLN Historical Review

YEARLY HIGH

1.2498 PLN

YEARLY LOW

1.0088 PLN

YEARLY AVERAGE

1.1169 PLN

2020 PEN to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 1.2498. Conversely, the yearly low was recorded on December 17, dropping to 1.0088.

This high-to-low spread represents a total annual volatility of 0.2410 PLN. From a start-to-finish perspective, comparing the January average rate of 1.1505 to the December average rate of 1.0214, the exchange rate registered a net change of -11.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2498 was up 4.68% compared to the 2019 peak of 1.1939, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 6,249 PLN

2019 Average 5,753 PLN

Yearly Trough Low 5,044 PLN

Transaction Impact: A difference of 1,205.17 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2509

1.0006

JanuMarcMayJulySeptNove

PEN to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1731, compared to 1.0606 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1124 points.

H1 Avg (Jan–Jun) 1.1731

H2 Avg (Jul–Dec) 1.0606

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1327 PLN (High: 1.2181 / Low: 1.0854). On the other end, December was the most stable month, with a tight range of 0.0201 PLN (High: 1.0289 / Low: 1.0088).

March Spread (Volatile) ±0.1327

December Spread (Stable) ±0.0201

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0779 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0779

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1.2301) against the same month in 2019 (average: 1.1552), the exchange rate shifted by +0.0748 (+6.48%).

2020 Avg (April) 1.2301

2019 Avg (April) 1.1552

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1667	1.1375	1.1505
February	1.1708	1.1375	1.1563
March	1.2181	1.0854	1.1502
April	1.2498	1.2141	1.2301
May	1.2419	1.1639	1.2147
June	1.1553	1.1191	1.1368
July	1.1304	1.0578	1.1046
August	1.0661	1.0264	1.0455
September	1.0953	1.0393	1.0681
October	1.0942	1.0538	1.0724
November	1.0959	1.0288	1.0519
December	1.0289	1.0088	1.0214