YEARLY HIGH
1.1083 PLN
YEARLY LOW
1.0002 PLN
YEARLY AVERAGE
1.0534 PLN

2025 PEN to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 1.1083. Conversely, the yearly low was recorded on April 20, dropping to 1.0002.

This high-to-low spread represents a total annual volatility of 0.1081 PLN. From a start-to-finish perspective, comparing the January average rate of 1.0951 to the December average rate of 1.0702, the exchange rate registered a net change of -2.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.1083 was down 10.92% compared to the 2024 peak of 1.2442, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 5,541 PLN
2024 Average 5,306 PLN
Yearly Trough Low 5,001 PLN
Transaction Impact: A difference of 540.47 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.1021
1.0172
JanuMarcMayJulySeptNove

PEN to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0534, compared to 1.0533 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 1.0534
H2 Avg (Jul–Dec) 1.0533

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0685 PLN (High: 1.0687 / Low: 1.0002). On the other end, September was the most stable month, with a tight range of 0.0188 PLN (High: 1.0457 / Low: 1.0269).

April Spread (Volatile) ±0.0685
September Spread (Stable) ±0.0188

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0333 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0333

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.0951) against the same month in 2024 (average: 1.0774), the exchange rate shifted by +0.0177 (+1.64%).

2025 Avg (January) 1.0951
2024 Avg (January) 1.0774

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1083 1.0774 1.0951
February 1.0988 1.0695 1.0828
March 1.0861 1.0440 1.0601
April 1.0687 1.0002 1.0267
May 1.0486 1.0158 1.0291
June 1.0375 1.0117 1.0267
July 1.0504 1.0125 1.0243
August 1.0479 1.0221 1.0329
September 1.0457 1.0269 1.0375
October 1.0900 1.0430 1.0679
November 1.0985 1.0790 1.0872
December 1.0827 1.0555 1.0702