YEARLY HIGH
23.3956 RUB
YEARLY LOW
18.3177 RUB
YEARLY AVERAGE
20.6759 RUB

2020 PEN to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 23.3956. Conversely, the yearly low was recorded on January 13, dropping to 18.3177.

This high-to-low spread represents a total annual volatility of 5.0779 RUB. From a start-to-finish perspective, comparing the January average rate of 18.6067 to the December average rate of 20.5467, the exchange rate registered a net change of 10.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 23.3956 was up 14.05% compared to the 2019 peak of 20.5135, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 116,978 RUB
2019 Average 96,957 RUB
Yearly Trough Low 91,589 RUB
Transaction Impact: A difference of 25,389.50 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

22.3788
18.2638
JanuMarcMayJulySeptNove

PEN to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.3688, compared to 20.9830 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6142 points.

H1 Avg (Jan–Jun) 20.3688
H2 Avg (Jul–Dec) 20.9830

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.1646 RUB (High: 23.3956 / Low: 19.2310). On the other end, January was the most stable month, with a tight range of 0.5942 RUB (High: 18.9119 / Low: 18.3177).

March Spread (Volatile) ±4.1646
January Spread (Stable) ±0.5942

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.3590 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.3590

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 21.3851) against the same month in 2019 (average: 19.7383), the exchange rate shifted by +1.6469 (+8.34%).

2020 Avg (March) 21.3851
2019 Avg (March) 19.7383

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 18.9119 18.3177 18.6067
February 19.3892 18.6757 18.9293
March 23.3956 19.2310 21.3851
April 22.8366 21.5485 22.0359
May 22.4780 20.4462 21.3074
June 20.3741 19.6185 19.9484
July 21.0617 19.9889 20.3363
August 21.1190 20.4033 20.7470
September 22.0777 20.7804 21.3911
October 21.9533 21.1775 21.5754
November 22.2854 20.8245 21.3015
December 21.0604 20.3264 20.5467