YEARLY HIGH
75.7198 YER
YEARLY LOW
68.3176 YER
YEARLY AVERAGE
71.6913 YER

2020 PEN to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 75.7198. Conversely, the yearly low was recorded on November 16, dropping to 68.3176.

This high-to-low spread represents a total annual volatility of 7.4022 YER. From a start-to-finish perspective, comparing the January average rate of 75.2783 to the December average rate of 69.5134, the exchange rate registered a net change of -7.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 75.7198 was down 0.71% compared to the 2019 peak of 76.2600, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 378,599 YER
2019 Average 375,175 YER
Yearly Trough Low 341,588 YER
Transaction Impact: A difference of 37,010.86 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

75.8669
68.8031
JanuMarcMayJulySeptNove

PEN to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 73.3054, compared to 70.0771 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.2283 points.

H1 Avg (Jan–Jun) 73.3054
H2 Avg (Jul–Dec) 70.0771

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.1749 YER (High: 74.2379 / Low: 70.0630). On the other end, December was the most stable month, with a tight range of 0.6779 YER (High: 69.8354 / Low: 69.1575).

March Spread (Volatile) ±4.1749
December Spread (Stable) ±0.6779

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.0471 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -2.0471

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 75.2783) against the same month in 2019 (average: 74.8889), the exchange rate shifted by +0.3894 (+0.52%).

2020 Avg (January) 75.2783
2019 Avg (January) 74.8889

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 75.7198 73.9586 75.2783
February 74.4523 72.4707 73.8294
March 74.2379 70.0630 71.7823
April 74.3202 72.3659 73.6144
May 74.5717 72.6166 73.2776
June 73.5999 70.7843 72.0505
July 71.6166 70.6391 71.1878
August 71.0732 69.8169 70.3204
September 71.0299 69.5237 70.4191
October 70.0271 69.1002 69.6300
November 69.9818 68.3176 69.3917
December 69.8354 69.1575 69.5134