2020 PGK to BGN Historical Review

YEARLY HIGH

0.5383 BGN

YEARLY LOW

0.4521 BGN

YEARLY AVERAGE

0.4951 BGN

2020 PGK to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.5383. Conversely, the yearly low was recorded on December 31, dropping to 0.4521.

This high-to-low spread represents a total annual volatility of 0.0862 BGN. From a start-to-finish perspective, comparing the January average rate of 0.5177 to the December average rate of 0.4570, the exchange rate registered a net change of -11.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5383 was down 14.48% compared to the 2019 peak of 0.6294, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 2,691 BGN

2019 Average 2,582 BGN

Yearly Trough Low 2,260 BGN

Transaction Impact: A difference of 430.98 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5334

0.4501

JanuMarcMayJulySeptNove

PGK to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5171, compared to 0.4731 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0440 points.

H1 Avg (Jan–Jun) 0.5171

H2 Avg (Jul–Dec) 0.4731

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0401 BGN (High: 0.5383 / Low: 0.4982). On the other end, December was the most stable month, with a tight range of 0.0080 BGN (High: 0.4600 / Low: 0.4521).

March Spread (Volatile) ±0.0401

December Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0209 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0209

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.5163) against the same month in 2019 (average: 0.5131), the exchange rate shifted by +0.0032 (+0.62%).

2020 Avg (March) 0.5163

2019 Avg (March) 0.5131

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5248	0.5088	0.5177
February	0.5360	0.5129	0.5264
March	0.5383	0.4982	0.5163
April	0.5292	0.5141	0.5223
May	0.5264	0.5088	0.5175
June	0.5076	0.4943	0.5025
July	0.5048	0.4742	0.4920
August	0.4768	0.4644	0.4710
September	0.4838	0.4654	0.4753
October	0.4783	0.4688	0.4739
November	0.4795	0.4644	0.4694
December	0.4600	0.4521	0.4570