YEARLY HIGH
0.4796 BGN
YEARLY LOW
0.3843 BGN
YEARLY AVERAGE
0.4192 BGN

2025 PGK to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PGK to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.4796. Conversely, the yearly low was recorded on December 29, dropping to 0.3843.

This high-to-low spread represents a total annual volatility of 0.0953 BGN. From a start-to-finish perspective, comparing the January average rate of 0.4688 to the December average rate of 0.3913, the exchange rate registered a net change of -16.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4796 was down 1.62% compared to the 2024 peak of 0.4875, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 2,398 BGN
2024 Average 2,323 BGN
Yearly Trough Low 1,922 BGN
Transaction Impact: A difference of 476.43 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4765
0.3835
JanuMarcMayJulySeptNove

PGK to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4398, compared to 0.3985 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0413 points.

H1 Avg (Jan–Jun) 0.4398
H2 Avg (Jul–Dec) 0.3985

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0329 BGN (High: 0.4469 / Low: 0.4139). On the other end, November was the most stable month, with a tight range of 0.0102 BGN (High: 0.4035 / Low: 0.3933).

April Spread (Volatile) ±0.0329
November Spread (Stable) ±0.0102

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0208 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0208

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.4688) against the same month in 2024 (average: 0.4802), the exchange rate shifted by -0.0114 (-2.38%).

2025 Avg (January) 0.4688
2024 Avg (January) 0.4802

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4796 0.4606 0.4688
February 0.4724 0.4581 0.4658
March 0.4687 0.4367 0.4455
April 0.4469 0.4139 0.4248
May 0.4311 0.4128 0.4233
June 0.4179 0.4023 0.4106
July 0.4142 0.3981 0.4042
August 0.4089 0.3950 0.4016
September 0.4020 0.3918 0.3970
October 0.4028 0.3916 0.3975
November 0.4035 0.3933 0.3997
December 0.3962 0.3843 0.3913