YEARLY HIGH
7.6540 CZK
YEARLY LOW
6.0603 CZK
YEARLY AVERAGE
6.6958 CZK

2020 PGK to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 7.6540. Conversely, the yearly low was recorded on December 17, dropping to 6.0603.

This high-to-low spread represents a total annual volatility of 1.5937 CZK. From a start-to-finish perspective, comparing the January average rate of 6.6754 to the December average rate of 6.1420, the exchange rate registered a net change of -7.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 7.6540 was down 7.06% compared to the 2019 peak of 8.2357, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 38,270 CZK
2019 Average 33,887 CZK
Yearly Trough Low 30,301 CZK
Transaction Impact: A difference of 7,968.51 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

7.3972
6.0279
JanuMarcMayJulySeptNove

PGK to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.9656, compared to 6.4260 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5396 points.

H1 Avg (Jan–Jun) 6.9656
H2 Avg (Jul–Dec) 6.4260

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.1353 CZK (High: 7.6540 / Low: 6.5187). On the other end, December was the most stable month, with a tight range of 0.1616 CZK (High: 6.2219 / Low: 6.0603).

March Spread (Volatile) ±1.1353
December Spread (Stable) ±0.1616

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.3677 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3677

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 7.0148) against the same month in 2019 (average: 6.7386), the exchange rate shifted by +0.2762 (+4.10%).

2020 Avg (March) 7.0148
2019 Avg (March) 6.7386

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.7740 6.5714 6.6754
February 6.8638 6.6018 6.7523
March 7.6540 6.5187 7.0148
April 7.5390 7.1050 7.2830
May 7.4329 7.0255 7.2156
June 6.9222 6.7205 6.8524
July 6.8796 6.3477 6.6706
August 6.4080 6.2053 6.3030
September 6.6793 6.2388 6.4966
October 6.6758 6.4859 6.5929
November 6.6739 6.2188 6.3507
December 6.2219 6.0603 6.1420