YEARLY HIGH
6.4636 CZK
YEARLY LOW
5.8635 CZK
YEARLY AVERAGE
6.1456 CZK

2021 PGK to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PGK to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 6.4636. Conversely, the yearly low was recorded on June 1, dropping to 5.8635.

This high-to-low spread represents a total annual volatility of 0.6001 CZK. From a start-to-finish perspective, comparing the January average rate of 6.0807 to the December average rate of 6.3251, the exchange rate registered a net change of 4.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.4636 was down 15.55% compared to the 2020 peak of 7.6540, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 32,318 CZK
2020 Average 33,475 CZK
Yearly Trough Low 29,318 CZK
Transaction Impact: A difference of 3,000.38 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

6.3616
5.9239
JanuMarcMayJulySeptNove

PGK to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.0752, compared to 6.2160 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1408 points.

H1 Avg (Jan–Jun) 6.0752
H2 Avg (Jul–Dec) 6.2160

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.2973 CZK (High: 6.1609 / Low: 5.8635). On the other end, October was the most stable month, with a tight range of 0.1334 CZK (High: 6.3081 / Low: 6.1747).

June Spread (Volatile) ±0.2973
October Spread (Stable) ±0.1334

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1683 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1683

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 6.3177) against the same month in 2020 (average: 6.3507), the exchange rate shifted by -0.0330 (-0.52%).

2021 Avg (November) 6.3177
2020 Avg (November) 6.3507

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.1527 5.9952 6.0807
February 6.1381 5.9497 6.0487
March 6.3241 6.1396 6.2303
April 6.2796 6.0406 6.1287
May 6.1150 5.8651 5.9604
June 6.1609 5.8635 6.0023
July 6.2347 6.0539 6.1674
August 6.2220 6.0555 6.1265
September 6.2213 6.0170 6.1237
October 6.3081 6.1747 6.2357
November 6.4636 6.1812 6.3177
December 6.4004 6.1945 6.3251