2014 PGK to GHS Historical Review

YEARLY HIGH

1.5720 GHS

YEARLY LOW

0.9373 GHS

YEARLY AVERAGE

1.1880 GHS

2014 PGK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PGK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 1.5720. Conversely, the yearly low was recorded on January 2, dropping to 0.9373.

This high-to-low spread represents a total annual volatility of 0.6347 GHS. From a start-to-finish perspective, comparing the January average rate of 0.9537 to the December average rate of 1.2417, the exchange rate registered a net change of 30.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.5720 was up 63.39% compared to the 2013 peak of 0.9621, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 7,860 GHS

2013 Average 4,506 GHS

Yearly Trough Low 4,686 GHS

Transaction Impact: A difference of 3,173.74 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.5293

0.9014

JanuMarcMayJulySeptNove

PGK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0283, compared to 1.3478 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3195 points.

H1 Avg (Jan–Jun) 1.0283

H2 Avg (Jul–Dec) 1.3478

Volatility Range Comparison

Volatility

The most volatile month in 2014 was June, with a trading range of 0.2994 GHS (High: 1.3498 / Low: 1.0504). On the other end, December was the most stable month, with a tight range of 0.0263 GHS (High: 1.2560 / Low: 1.2297).

June Spread (Volatile) ±0.2994

December Spread (Stable) ±0.0263

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1497 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.1497

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 1.4769) against the same month in 2013 (average: 0.9085), the exchange rate shifted by +0.5684 (+62.56%).

2014 Avg (August) 1.4769

2013 Avg (August) 0.9085

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9752	0.9373	0.9537
February	0.9918	0.9511	0.9767
March	1.0549	0.9605	0.9917
April	1.0201	0.9755	1.0055
May	1.0642	1.0093	1.0345
June	1.3498	1.0504	1.2077
July	1.4427	1.3382	1.3826
August	1.5720	1.3775	1.4769
September	1.5321	1.3135	1.4377
October	1.3137	1.2701	1.2880
November	1.2855	1.2494	1.2597
December	1.2560	1.2297	1.2417