YEARLY HIGH
3.8646 GHS
YEARLY LOW
2.4636 GHS
YEARLY AVERAGE
3.0682 GHS

2025 PGK to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PGK to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 18, valuing the pair at 3.8646. Conversely, the yearly low was recorded on June 22, dropping to 2.4636.

This high-to-low spread represents a total annual volatility of 1.4010 GHS. From a start-to-finish perspective, comparing the January average rate of 3.7074 to the December average rate of 2.6574, the exchange rate registered a net change of -28.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.8646 was down 5.56% compared to the 2024 peak of 4.0922, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 19,323 GHS
2024 Average 18,573 GHS
Yearly Trough Low 12,318 GHS
Transaction Impact: A difference of 7,004.81 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.9718
2.3542
JanuMarcMayJulySeptNove

PGK to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4845, compared to 2.6519 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8326 points.

H1 Avg (Jan–Jun) 3.4845
H2 Avg (Jul–Dec) 2.6519

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 1.2457 GHS (High: 3.7726 / Low: 2.5269). On the other end, July was the most stable month, with a tight range of 0.0513 GHS (High: 2.5391 / Low: 2.4878).

May Spread (Volatile) ±1.2457
July Spread (Stable) ±0.0513

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.8190 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.8190

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 3.8370) against the same month in 2024 (average: 3.3028), the exchange rate shifted by +0.5341 (+16.17%).

2025 Avg (February) 3.8370
2024 Avg (February) 3.3028

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8126 3.6162 3.7074
February 3.8646 3.7574 3.8370
March 3.8635 3.7210 3.8098
April 3.8279 3.5018 3.7557
May 3.7726 2.5269 3.3080
June 2.5269 2.4636 2.4890
July 2.5391 2.4878 2.5138
August 2.6938 2.5012 2.5778
September 2.9674 2.4772 2.8111
October 3.0067 2.5190 2.7460
November 2.6573 2.5632 2.6052
December 2.7108 2.4650 2.6574