2020 PGK to MAD Historical Review

YEARLY HIGH

3.0051 MAD

YEARLY LOW

2.5123 MAD

YEARLY AVERAGE

2.7395 MAD

2020 PGK to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 3.0051. Conversely, the yearly low was recorded on December 31, dropping to 2.5123.

This high-to-low spread represents a total annual volatility of 0.4928 MAD. From a start-to-finish perspective, comparing the January average rate of 2.8235 to the December average rate of 2.5545, the exchange rate registered a net change of -9.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.0051 was down 12.50% compared to the 2019 peak of 3.4344, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 15,026 MAD

2019 Average 14,212 MAD

Yearly Trough Low 12,562 MAD

Transaction Impact: A difference of 2,463.94 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.9796

2.5158

JanuMarcMayJulySeptNove

PGK to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8458, compared to 2.6332 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2126 points.

H1 Avg (Jan–Jun) 2.8458

H2 Avg (Jul–Dec) 2.6332

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1916 MAD (High: 2.9272 / Low: 2.7356). On the other end, October was the most stable month, with a tight range of 0.0490 MAD (High: 2.6468 / Low: 2.5979).

March Spread (Volatile) ±0.1916

October Spread (Stable) ±0.0490

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1215 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1215

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 2.9409) against the same month in 2019 (average: 2.8566), the exchange rate shifted by +0.0843 (+2.95%).

2020 Avg (April) 2.9409

2019 Avg (April) 2.8566

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8536	2.7824	2.8235
February	2.9013	2.7847	2.8439
March	2.9272	2.7356	2.8250
April	3.0051	2.8542	2.9409
May	2.8842	2.8012	2.8430
June	2.8193	2.7643	2.7987
July	2.8186	2.6619	2.7522
August	2.6795	2.5931	2.6307
September	2.6743	2.5833	2.6403
October	2.6468	2.5979	2.6255
November	2.6351	2.5735	2.5961
December	2.6460	2.5123	2.5545