YEARLY HIGH
5.5269 NAD
YEARLY LOW
4.1075 NAD
YEARLY AVERAGE
4.7518 NAD

2020 PGK to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 24, valuing the pair at 5.5269. Conversely, the yearly low was recorded on January 2, dropping to 4.1075.

This high-to-low spread represents a total annual volatility of 1.4194 NAD. From a start-to-finish perspective, comparing the January average rate of 4.2192 to the December average rate of 4.2306, the exchange rate registered a net change of 0.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.5269 was down 49.42% compared to the 2019 peak of 10.9278, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 27,635 NAD
2019 Average 21,439 NAD
Yearly Trough Low 20,537 NAD
Transaction Impact: A difference of 7,097.23 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.5015
4.1026
JanuMarcMayJulySeptNove

PGK to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8423, compared to 4.6612 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1811 points.

H1 Avg (Jan–Jun) 4.8423
H2 Avg (Jul–Dec) 4.6612

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.7042 NAD (High: 5.2064 / Low: 4.5022). On the other end, December was the most stable month, with a tight range of 0.2267 NAD (High: 4.3626 / Low: 4.1359).

March Spread (Volatile) ±0.7042
December Spread (Stable) ±0.2267

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.3205 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3205

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 5.3849) against the same month in 2019 (average: 4.1997), the exchange rate shifted by +1.1852 (+28.22%).

2020 Avg (April) 5.3849
2019 Avg (April) 4.1997

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.3728 4.1075 4.2192
February 4.5228 4.2919 4.4008
March 5.2064 4.5022 4.8517
April 5.5269 5.1741 5.3849
May 5.4423 5.0086 5.2480
June 5.0279 4.7787 4.9494
July 4.9485 4.7054 4.8254
August 5.0513 4.7586 4.9411
September 4.9156 4.6184 4.8097
October 5.1783 4.5784 4.7404
November 4.6482 4.3352 4.4199
December 4.3626 4.1359 4.2306