YEARLY HIGH
4.7804 NAD
YEARLY LOW
3.8507 NAD
YEARLY AVERAGE
4.3235 NAD

2025 PGK to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PGK to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 4.7804. Conversely, the yearly low was recorded on December 29, dropping to 3.8507.

This high-to-low spread represents a total annual volatility of 0.9297 NAD. From a start-to-finish perspective, comparing the January average rate of 4.6509 to the December average rate of 3.9434, the exchange rate registered a net change of -15.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.7804 was down 7.32% compared to the 2024 peak of 5.1580, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 23,902 NAD
2024 Average 23,565 NAD
Yearly Trough Low 19,253 NAD
Transaction Impact: A difference of 4,648.69 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.7216
3.8727
JanuMarcMayJulySeptNove

PGK to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.5173, compared to 4.1297 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3876 points.

H1 Avg (Jan–Jun) 4.5173
H2 Avg (Jul–Dec) 4.1297

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.3160 NAD (High: 4.7748 / Low: 4.4588). On the other end, June was the most stable month, with a tight range of 0.1105 NAD (High: 4.3818 / Low: 4.2713).

April Spread (Volatile) ±0.3160
June Spread (Stable) ±0.1105

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1584 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1584

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 4.6509) against the same month in 2024 (average: 5.0318), the exchange rate shifted by -0.3810 (-7.57%).

2025 Avg (January) 4.6509
2024 Avg (January) 5.0318

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7804 4.5718 4.6509
February 4.6815 4.4919 4.5861
March 4.6445 4.3624 4.4889
April 4.7748 4.4588 4.6084
May 4.6014 4.2862 4.4501
June 4.3818 4.2713 4.3193
July 4.3506 4.2115 4.2822
August 4.3823 4.1744 4.2382
September 4.2353 4.0617 4.1550
October 4.1556 4.0159 4.0886
November 4.1284 3.9842 4.0708
December 4.0347 3.8507 3.9434