YEARLY HIGH
113.9116 NGN
YEARLY LOW
105.1342 NGN
YEARLY AVERAGE
109.6354 NGN

2020 PGK to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 113.9116. Conversely, the yearly low was recorded on March 11, dropping to 105.1342.

This high-to-low spread represents a total annual volatility of 8.7774 NGN. From a start-to-finish perspective, comparing the January average rate of 106.4599 to the December average rate of 109.1680, the exchange rate registered a net change of 2.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 113.9116 was down 11.49% compared to the 2019 peak of 128.6934, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 569,558 NGN
2019 Average 532,151 NGN
Yearly Trough Low 525,671 NGN
Transaction Impact: A difference of 43,887.08 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

112.9002
105.8745
JanuMarcMayJulySeptNove

PGK to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 109.6070, compared to 109.6638 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0568 points.

H1 Avg (Jan–Jun) 109.6070
H2 Avg (Jul–Dec) 109.6638

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 8.2607 NGN (High: 113.3948 / Low: 105.1342). On the other end, June was the most stable month, with a tight range of 1.4288 NGN (High: 112.4819 / Low: 111.0530).

March Spread (Volatile) ±8.2607
June Spread (Stable) ±1.4288

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1.9412 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.9412

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 111.6953) against the same month in 2019 (average: 106.7333), the exchange rate shifted by +4.9619 (+4.65%).

2020 Avg (April) 111.6953
2019 Avg (April) 106.7333

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 107.2485 105.1368 106.4599
February 109.3568 105.3790 106.9917
March 113.3948 105.1342 108.1670
April 113.9116 106.0240 111.6953
May 113.7026 110.7951 112.3147
June 112.4819 111.0530 112.0135
July 113.2213 110.3477 111.6935
August 111.5460 107.9623 109.7523
September 111.7732 107.8134 109.8413
October 110.1822 107.2062 108.9440
November 109.5464 107.1400 108.5838
December 112.4207 107.9685 109.1680