2020 PGK to PLN Historical Review

YEARLY HIGH

1.2598 PLN

YEARLY LOW

1.0291 PLN

YEARLY AVERAGE

1.1243 PLN

2020 PGK to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 1.2598. Conversely, the yearly low was recorded on December 17, dropping to 1.0291.

This high-to-low spread represents a total annual volatility of 0.2307 PLN. From a start-to-finish perspective, comparing the January average rate of 1.1244 to the December average rate of 1.0460, the exchange rate registered a net change of -6.97% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2598 was down 8.40% compared to the 2019 peak of 1.3753, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 6,299 PLN

2019 Average 5,673 PLN

Yearly Trough Low 5,146 PLN

Transaction Impact: A difference of 1,153.35 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2307

1.0292

JanuMarcMayJulySeptNove

PGK to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1668, compared to 1.0819 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0849 points.

H1 Avg (Jan–Jun) 1.1668

H2 Avg (Jul–Dec) 1.0819

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1572 PLN (High: 1.2598 / Low: 1.1026). On the other end, December was the most stable month, with a tight range of 0.0320 PLN (High: 1.0612 / Low: 1.0291).

March Spread (Volatile) ±0.1572

December Spread (Stable) ±0.0320

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0588 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0588

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.1704) against the same month in 2019 (average: 1.1278), the exchange rate shifted by +0.0426 (+3.78%).

2020 Avg (March) 1.1704

2019 Avg (March) 1.1278

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1518	1.1061	1.1244
February	1.1711	1.1258	1.1523
March	1.2598	1.1026	1.1704
April	1.2423	1.1961	1.2139
May	1.2259	1.1561	1.1978
June	1.1600	1.1246	1.1420
July	1.1538	1.0660	1.1193
August	1.0797	1.0404	1.0605
September	1.1172	1.0429	1.0872
October	1.1279	1.0782	1.0995
November	1.1292	1.0615	1.0788
December	1.0612	1.0291	1.0460