2025 PGK to PLN Historical Review

YEARLY HIGH

1.0444 PLN

YEARLY LOW

0.8287 PLN

YEARLY AVERAGE

0.9084 PLN

2025 PGK to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PGK to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 1.0444. Conversely, the yearly low was recorded on December 27, dropping to 0.8287.

This high-to-low spread represents a total annual volatility of 0.2157 PLN. From a start-to-finish perspective, comparing the January average rate of 1.0188 to the December average rate of 0.8445, the exchange rate registered a net change of -17.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.0444 was down 14.05% compared to the 2024 peak of 1.2151, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 5,222 PLN

2024 Average 5,117 PLN

Yearly Trough Low 4,143 PLN

Transaction Impact: A difference of 1,078.64 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.0363

0.8271

JanuMarcMayJulySeptNove

PGK to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9514, compared to 0.8654 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0860 points.

H1 Avg (Jan–Jun) 0.9514

H2 Avg (Jul–Dec) 0.8654

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0694 PLN (High: 1.0048 / Low: 0.9355). On the other end, September was the most stable month, with a tight range of 0.0204 PLN (High: 0.8743 / Low: 0.8539).

March Spread (Volatile) ±0.0694

September Spread (Stable) ±0.0204

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0427 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0427

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.0188) against the same month in 2024 (average: 1.0766), the exchange rate shifted by -0.0577 (-5.36%).

2025 Avg (January) 1.0188

2024 Avg (January) 1.0766

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0444	0.9964	1.0188
February	1.0238	0.9734	0.9953
March	1.0048	0.9355	0.9526
April	0.9669	0.9031	0.9257
May	0.9401	0.8947	0.9210
June	0.9158	0.8728	0.8950
July	0.9044	0.8658	0.8789
August	0.8925	0.8614	0.8748
September	0.8743	0.8539	0.8646
October	0.8765	0.8511	0.8635
November	0.8778	0.8526	0.8663
December	0.8577	0.8287	0.8445