2020 PGK to SAR Historical Review

YEARLY HIGH

1.1259 SAR

YEARLY LOW

1.0553 SAR

YEARLY AVERAGE

1.0822 SAR

2020 PGK to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 9, valuing the pair at 1.1259. Conversely, the yearly low was recorded on October 29, dropping to 1.0553.

This high-to-low spread represents a total annual volatility of 0.0705 SAR. From a start-to-finish perspective, comparing the January average rate of 1.1025 to the December average rate of 1.0669, the exchange rate registered a net change of -3.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1259 was down 15.59% compared to the 2019 peak of 1.3338, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 5,629 SAR

2019 Average 5,543 SAR

Yearly Trough Low 5,277 SAR

Transaction Impact: A difference of 352.71 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1062

1.0625

JanuMarcMayJulySeptNove

PGK to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0935, compared to 1.0710 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0225 points.

H1 Avg (Jan–Jun) 1.0935

H2 Avg (Jul–Dec) 1.0710

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0394 SAR (High: 1.1259 / Low: 1.0865). On the other end, December was the most stable month, with a tight range of 0.0091 SAR (High: 1.0690 / Low: 1.0599).

February Spread (Volatile) ±0.0394

December Spread (Stable) ±0.0091

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0122 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0122

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 1.1025) against the same month in 2019 (average: 1.1143), the exchange rate shifted by -0.0118 (-1.06%).

2020 Avg (February) 1.1025

2019 Avg (February) 1.1143

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1100	1.0894	1.1025
February	1.1259	1.0865	1.1025
March	1.1045	1.0772	1.0955
April	1.1022	1.0801	1.0912
May	1.0951	1.0701	1.0843
June	1.0891	1.0762	1.0850
July	1.0959	1.0659	1.0808
August	1.0828	1.0616	1.0686
September	1.0920	1.0586	1.0738
October	1.0730	1.0553	1.0696
November	1.0701	1.0560	1.0661
December	1.0690	1.0599	1.0669