2021 PGK to SAR Historical Review

YEARLY HIGH

1.0732 SAR

YEARLY LOW

1.0497 SAR

YEARLY AVERAGE

1.0630 SAR

2021 PGK to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PGK to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 15, valuing the pair at 1.0732. Conversely, the yearly low was recorded on January 3, dropping to 1.0497.

This high-to-low spread represents a total annual volatility of 0.0234 SAR. From a start-to-finish perspective, comparing the January average rate of 1.0618 to the December average rate of 1.0632, the exchange rate registered a net change of 0.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0732 was down 4.68% compared to the 2020 peak of 1.1259, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 5,366 SAR

2020 Average 5,411 SAR

Yearly Trough Low 5,249 SAR

Transaction Impact: A difference of 117.18 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0684

1.0591

JanuMarcMayJulySeptNove

PGK to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0618, compared to 1.0642 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0025 points.

H1 Avg (Jan–Jun) 1.0618

H2 Avg (Jul–Dec) 1.0642

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0197 SAR (High: 1.0732 / Low: 1.0535). On the other end, March was the most stable month, with a tight range of 0.0113 SAR (High: 1.0662 / Low: 1.0549).

July Spread (Volatile) ±0.0197

March Spread (Stable) ±0.0113

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0058 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 1.0677) against the same month in 2020 (average: 1.0808), the exchange rate shifted by -0.0132 (-1.22%).

2021 Avg (July) 1.0677

2020 Avg (July) 1.0808

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0674	1.0497	1.0618
February	1.0663	1.0528	1.0602
March	1.0662	1.0549	1.0620
April	1.0657	1.0537	1.0598
May	1.0681	1.0519	1.0626
June	1.0714	1.0535	1.0639
July	1.0732	1.0535	1.0677
August	1.0691	1.0545	1.0619
September	1.0688	1.0545	1.0646
October	1.0691	1.0545	1.0635
November	1.0687	1.0551	1.0644
December	1.0693	1.0559	1.0632