2020 PGK to SGD Historical Review

YEARLY HIGH

0.4282 SGD

YEARLY LOW

0.3735 SGD

YEARLY AVERAGE

0.3979 SGD

2020 PGK to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.4282. Conversely, the yearly low was recorded on December 31, dropping to 0.3735.

This high-to-low spread represents a total annual volatility of 0.0547 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3970 to the December average rate of 0.3788, the exchange rate registered a net change of -4.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4282 was down 11.49% compared to the 2019 peak of 0.4838, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 2,141 SGD

2019 Average 2,016 SGD

Yearly Trough Low 1,867 SGD

Transaction Impact: A difference of 273.69 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4168

0.3754

JanuMarcMayJulySeptNove

PGK to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4074, compared to 0.3884 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0189 points.

H1 Avg (Jan–Jun) 0.4074

H2 Avg (Jul–Dec) 0.3884

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0276 SGD (High: 0.4282 / Low: 0.4007). On the other end, October was the most stable month, with a tight range of 0.0053 SGD (High: 0.3897 / Low: 0.3844).

March Spread (Volatile) ±0.0276

October Spread (Stable) ±0.0053

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0097 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0097

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.4133) against the same month in 2019 (average: 0.4014), the exchange rate shifted by +0.0119 (+2.97%).

2020 Avg (March) 0.4133

2019 Avg (March) 0.4014

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4038	0.3917	0.3970
February	0.4177	0.3970	0.4083
March	0.4282	0.4007	0.4133
April	0.4213	0.4071	0.4131
May	0.4142	0.4038	0.4094
June	0.4056	0.3987	0.4030
July	0.4047	0.3919	0.3999
August	0.3953	0.3856	0.3901
September	0.3982	0.3855	0.3912
October	0.3897	0.3844	0.3878
November	0.3898	0.3788	0.3829
December	0.3809	0.3735	0.3788