2021 PGK to SGD Historical Review

YEARLY HIGH

0.3902 SGD

YEARLY LOW

0.3696 SGD

YEARLY AVERAGE

0.3808 SGD

2021 PGK to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PGK to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 0.3902. Conversely, the yearly low was recorded on January 3, dropping to 0.3696.

This high-to-low spread represents a total annual volatility of 0.0206 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3754 to the December average rate of 0.3863, the exchange rate registered a net change of 2.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3902 was down 8.88% compared to the 2020 peak of 0.4282, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 1,951 SGD

2020 Average 1,989 SGD

Yearly Trough Low 1,848 SGD

Transaction Impact: A difference of 103.12 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3874

0.3742

JanuMarcMayJulySeptNove

PGK to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3772, compared to 0.3844 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0072 points.

H1 Avg (Jan–Jun) 0.3772

H2 Avg (Jul–Dec) 0.3844

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0115 SGD (High: 0.3898 / Low: 0.3784). On the other end, October was the most stable month, with a tight range of 0.0052 SGD (High: 0.3863 / Low: 0.3811).

July Spread (Volatile) ±0.0115

October Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0029 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.3863) against the same month in 2020 (average: 0.3788), the exchange rate shifted by +0.0074 (+1.96%).

2021 Avg (December) 0.3863

2020 Avg (December) 0.3788

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3778	0.3696	0.3754
February	0.3800	0.3717	0.3753
March	0.3826	0.3760	0.3802
April	0.3810	0.3740	0.3773
May	0.3798	0.3731	0.3766
June	0.3842	0.3728	0.3785
July	0.3898	0.3784	0.3856
August	0.3888	0.3784	0.3836
September	0.3858	0.3774	0.3825
October	0.3863	0.3811	0.3832
November	0.3894	0.3826	0.3852
December	0.3902	0.3815	0.3863