2015 PHP to BAM Historical Review

YEARLY HIGH

0.0420 BAM

YEARLY LOW

0.0362 BAM

YEARLY AVERAGE

0.0387 BAM

2015 PHP to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PHP to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.0420. Conversely, the yearly low was recorded on January 2, dropping to 0.0362.

This high-to-low spread represents a total annual volatility of 0.0058 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0377 to the December average rate of 0.0380, the exchange rate registered a net change of 0.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0420 was up 16.57% compared to the 2014 peak of 0.0361, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 10,510 BAM

2014 Average 8,307 BAM

Yearly Trough Low 9,058 BAM

Transaction Impact: A difference of 1,452.05 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0411

0.0369

JanuMarcMayJulySeptNove

PHP to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0394, compared to 0.0381 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0394

H2 Avg (Jul–Dec) 0.0381

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0034 BAM (High: 0.0396 / Low: 0.0362). On the other end, September was the most stable month, with a tight range of 0.0007 BAM (High: 0.0376 / Low: 0.0369).

January Spread (Volatile) ±0.0034

September Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0015 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0406) against the same month in 2014 (average: 0.0316), the exchange rate shifted by +0.0090 (+28.48%).

2015 Avg (March) 0.0406

2014 Avg (March) 0.0316

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0396	0.0362	0.0377
February	0.0396	0.0386	0.0390
March	0.0420	0.0396	0.0406
April	0.0414	0.0393	0.0408
May	0.0401	0.0385	0.0393
June	0.0401	0.0382	0.0387
July	0.0399	0.0388	0.0393
August	0.0393	0.0363	0.0380
September	0.0376	0.0369	0.0372
October	0.0381	0.0371	0.0376
November	0.0392	0.0379	0.0387
December	0.0391	0.0375	0.0380