2020 PHP to BAM Historical Review

YEARLY HIGH

0.0360 BAM

YEARLY LOW

0.0331 BAM

YEARLY AVERAGE

0.0346 BAM

2020 PHP to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on May 1, valuing the pair at 0.0360. Conversely, the yearly low was recorded on December 20, dropping to 0.0331.

This high-to-low spread represents a total annual volatility of 0.0030 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0347 to the December average rate of 0.0334, the exchange rate registered a net change of -3.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0360 was up 2.64% compared to the 2019 peak of 0.0351, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 9,009 BAM

2019 Average 8,438 BAM

Yearly Trough Low 8,266 BAM

Transaction Impact: A difference of 743.06 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0358

0.0332

JanuMarcMayJulySeptNove

PHP to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0351, compared to 0.0341 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0351

H2 Avg (Jul–Dec) 0.0341

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0019 BAM (High: 0.0358 / Low: 0.0339). On the other end, October was the most stable month, with a tight range of 0.0006 BAM (High: 0.0346 / Low: 0.0340).

March Spread (Volatile) ±0.0019

October Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0008 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 0.0355) against the same month in 2019 (average: 0.0335), the exchange rate shifted by +0.0020 (+6.06%).

2020 Avg (May) 0.0355

2019 Avg (May) 0.0335

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0350	0.0342	0.0347
February	0.0358	0.0347	0.0353
March	0.0358	0.0339	0.0347
April	0.0359	0.0351	0.0355
May	0.0360	0.0349	0.0355
June	0.0350	0.0341	0.0347
July	0.0351	0.0335	0.0346
August	0.0342	0.0335	0.0339
September	0.0347	0.0335	0.0342
October	0.0346	0.0340	0.0343
November	0.0347	0.0339	0.0343
December	0.0340	0.0331	0.0334