2014 PHP to BIF Historical Review

YEARLY HIGH

35.8873 BIF

YEARLY LOW

34.1321 BIF

YEARLY AVERAGE

34.9671 BIF

2014 PHP to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PHP to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 22, valuing the pair at 35.8873. Conversely, the yearly low was recorded on January 27, dropping to 34.1321.

This high-to-low spread represents a total annual volatility of 1.7553 BIF. From a start-to-finish perspective, comparing the January average rate of 34.4471 to the December average rate of 35.0297, the exchange rate registered a net change of 1.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 35.8873 was down 7.67% compared to the 2013 peak of 38.8701, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 8,971,836 BIF

2013 Average 9,134,595 BIF

Yearly Trough Low 8,533,015 BIF

Transaction Impact: A difference of 438,821.04 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

35.7369

34.3298

JanuMarcMayJulySeptNove

PHP to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.8283, compared to 35.1060 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2778 points.

H1 Avg (Jan–Jun) 34.8283

H2 Avg (Jul–Dec) 35.1060

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 1.2541 BIF (High: 35.6653 / Low: 34.4112). On the other end, November was the most stable month, with a tight range of 0.2472 BIF (High: 34.8509 / Low: 34.6037).

September Spread (Volatile) ±1.2541

November Spread (Stable) ±0.2472

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3348 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.3348

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 35.6196) against the same month in 2013 (average: 35.6566), the exchange rate shifted by -0.0370 (-0.10%).

2014 Avg (July) 35.6196

2013 Avg (July) 35.6566

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	34.8174	34.1321	34.4471
February	34.8533	34.1904	34.5737
March	34.9777	34.3297	34.6658
April	34.9883	34.3699	34.7273
May	35.5597	34.6458	35.2463
June	35.5377	35.0224	35.3094
July	35.8873	35.2428	35.6196
August	35.6008	35.1816	35.3894
September	35.6653	34.4112	35.0546
October	35.1740	34.1773	34.7950
November	34.8509	34.6037	34.7478
December	35.4119	34.7187	35.0297