2019 PHP to BIF Historical Review

YEARLY HIGH

37.1818 BIF

YEARLY LOW

33.9857 BIF

YEARLY AVERAGE

35.5848 BIF

2019 PHP to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the PHP to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 5, valuing the pair at 37.1818. Conversely, the yearly low was recorded on January 26, dropping to 33.9857.

This high-to-low spread represents a total annual volatility of 3.1961 BIF. From a start-to-finish perspective, comparing the January average rate of 34.4223 to the December average rate of 36.9806, the exchange rate registered a net change of 7.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 37.1818 was up 4.54% compared to the 2018 peak of 35.5658, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 9,295,449 BIF

2018 Average 8,441,431 BIF

Yearly Trough Low 8,496,427 BIF

Transaction Impact: A difference of 799,022.60 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

37.2364

34.1664

JanuMarcMayJulySeptNove

PHP to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 34.9923, compared to 36.1773 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1851 points.

H1 Avg (Jan–Jun) 34.9923

H2 Avg (Jul–Dec) 36.1773

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 1.3726 BIF (High: 36.7953 / Low: 35.4228). On the other end, July was the most stable month, with a tight range of 0.4447 BIF (High: 36.2572 / Low: 35.8125).

October Spread (Volatile) ±1.3726

July Spread (Stable) ±0.4447

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.6700 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.6700

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2019: 36.9211) against the same month in 2018 (average: 34.1091), the exchange rate shifted by +2.8121 (+8.24%).

2019 Avg (November) 36.9211

2018 Avg (November) 34.1091

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	34.9869	33.9857	34.4223
February	35.1140	34.3822	34.7541
March	35.2923	34.1026	34.6674
April	35.5341	34.8969	35.2647
May	35.5221	34.8516	35.1764
June	36.0828	35.1371	35.6689
July	36.2572	35.8125	36.0508
August	35.9654	34.9006	35.3808
September	36.0476	35.3283	35.6134
October	36.7953	35.4228	36.1174
November	37.1818	36.7357	36.9211
December	37.1786	36.7065	36.9806