2021 PHP to CZK Historical Review

YEARLY HIGH

0.4600 CZK

YEARLY LOW

0.4254 CZK

YEARLY AVERAGE

0.4403 CZK

2021 PHP to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 0.4600. Conversely, the yearly low was recorded on September 27, dropping to 0.4254.

This high-to-low spread represents a total annual volatility of 0.0345 CZK. From a start-to-finish perspective, comparing the January average rate of 0.4468 to the December average rate of 0.4438, the exchange rate registered a net change of -0.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4600 was down 9.41% compared to the 2020 peak of 0.5077, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 114,992 CZK

2020 Average 116,954 CZK

Yearly Trough Low 106,361 CZK

Transaction Impact: A difference of 8,630.64 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4557

0.4274

JanuMarcMayJulySeptNove

PHP to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4449, compared to 0.4356 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0093 points.

H1 Avg (Jan–Jun) 0.4449

H2 Avg (Jul–Dec) 0.4356

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0221 CZK (High: 0.4501 / Low: 0.4279). On the other end, September was the most stable month, with a tight range of 0.0073 CZK (High: 0.4327 / Low: 0.4254).

December Spread (Volatile) ±0.0221

September Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0084 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0084

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.4533) against the same month in 2020 (average: 0.4721), the exchange rate shifted by -0.0188 (-3.98%).

2021 Avg (March) 0.4533

2020 Avg (March) 0.4721

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4511	0.4419	0.4468
February	0.4491	0.4374	0.4431
March	0.4600	0.4470	0.4533
April	0.4570	0.4401	0.4477
May	0.4481	0.4313	0.4393
June	0.4446	0.4356	0.4392
July	0.4389	0.4271	0.4331
August	0.4446	0.4256	0.4311
September	0.4327	0.4254	0.4297
October	0.4396	0.4293	0.4337
November	0.4530	0.4334	0.4422
December	0.4501	0.4279	0.4438