2025 PHP to CZK Historical Review

YEARLY HIGH

0.4223 CZK

YEARLY LOW

0.3496 CZK

YEARLY AVERAGE

0.3811 CZK

2025 PHP to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.4223. Conversely, the yearly low was recorded on December 13, dropping to 0.3496.

This high-to-low spread represents a total annual volatility of 0.0727 CZK. From a start-to-finish perspective, comparing the January average rate of 0.4159 to the December average rate of 0.3519, the exchange rate registered a net change of -15.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4223 was up 0.09% compared to the 2024 peak of 0.4220, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 105,587 CZK

2024 Average 101,343 CZK

Yearly Trough Low 87,411 CZK

Transaction Impact: A difference of 18,176.04 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4223

0.3455

JanuMarcMayJulySeptNove

PHP to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4010, compared to 0.3612 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0398 points.

H1 Avg (Jan–Jun) 0.4010

H2 Avg (Jul–Dec) 0.3612

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 0.0212 CZK (High: 0.3936 / Low: 0.3724). On the other end, December was the most stable month, with a tight range of 0.0063 CZK (High: 0.3560 / Low: 0.3496).

June Spread (Volatile) ±0.0212

December Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0155 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0155

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.4159) against the same month in 2024 (average: 0.4049), the exchange rate shifted by +0.0110 (+2.71%).

2025 Avg (January) 0.4159

2024 Avg (January) 0.4049

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4223	0.4105	0.4159
February	0.4209	0.4094	0.4152
March	0.4172	0.3988	0.4033
April	0.4034	0.3839	0.3925
May	0.4027	0.3939	0.3972
June	0.3936	0.3724	0.3817
July	0.3739	0.3655	0.3706
August	0.3724	0.3660	0.3684
September	0.3672	0.3560	0.3622
October	0.3613	0.3531	0.3580
November	0.3622	0.3525	0.3562
December	0.3560	0.3496	0.3519