2014 PHP to GMD Historical Review

YEARLY HIGH

0.9706 GMD

YEARLY LOW

0.8391 GMD

YEARLY AVERAGE

0.8989 GMD

2014 PHP to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PHP to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 0.9706. Conversely, the yearly low was recorded on February 3, dropping to 0.8391.

This high-to-low spread represents a total annual volatility of 0.1315 GMD. From a start-to-finish perspective, comparing the January average rate of 0.8471 to the December average rate of 0.9651, the exchange rate registered a net change of 13.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.9706 was up 11.88% compared to the 2013 peak of 0.8675, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 242,641 GMD

2013 Average 199,479 GMD

Yearly Trough Low 209,772 GMD

Transaction Impact: A difference of 32,869.17 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.9769

0.8353

JanuMarcMayJulySeptNove

PHP to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8719, compared to 0.9259 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0541 points.

H1 Avg (Jan–Jun) 0.8719

H2 Avg (Jul–Dec) 0.9259

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0833 GMD (High: 0.9644 / Low: 0.8811). On the other end, November was the most stable month, with a tight range of 0.0101 GMD (High: 0.9653 / Low: 0.9553).

October Spread (Volatile) ±0.0833

November Spread (Stable) ±0.0101

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0097 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0097

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.9651) against the same month in 2013 (average: 0.8583), the exchange rate shifted by +0.1068 (+12.44%).

2014 Avg (December) 0.9651

2013 Avg (December) 0.8583

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8583	0.8396	0.8471
February	0.8585	0.8391	0.8504
March	0.8586	0.8415	0.8516
April	0.8937	0.8473	0.8719
May	0.9132	0.8900	0.9037
June	0.9109	0.8988	0.9064
July	0.9161	0.8978	0.9113
August	0.9124	0.9010	0.9073
September	0.9161	0.8793	0.8976
October	0.9644	0.8811	0.9150
November	0.9653	0.9553	0.9592
December	0.9706	0.9587	0.9651