2020 PHP to GMD Historical Review

YEARLY HIGH

1.0789 GMD

YEARLY LOW

0.9836 GMD

YEARLY AVERAGE

1.0383 GMD

2020 PHP to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 1.0789. Conversely, the yearly low was recorded on March 18, dropping to 0.9836.

This high-to-low spread represents a total annual volatility of 0.0954 GMD. From a start-to-finish perspective, comparing the January average rate of 1.0068 to the December average rate of 1.0764, the exchange rate registered a net change of 6.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0789 was up 6.06% compared to the 2019 peak of 1.0173, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 269,735 GMD

2019 Average 241,993 GMD

Yearly Trough Low 245,894 GMD

Transaction Impact: A difference of 23,841.71 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0841

0.9926

JanuMarcMayJulySeptNove

PHP to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0109, compared to 1.0656 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0547 points.

H1 Avg (Jan–Jun) 1.0109

H2 Avg (Jul–Dec) 1.0656

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0332 GMD (High: 1.0168 / Low: 0.9836). On the other end, September was the most stable month, with a tight range of 0.0061 GMD (High: 1.0704 / Low: 1.0643).

March Spread (Volatile) ±0.0332

September Spread (Stable) ±0.0061

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0042 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0042

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.0764) against the same month in 2019 (average: 1.0112), the exchange rate shifted by +0.0653 (+6.46%).

2020 Avg (December) 1.0764

2019 Avg (December) 1.0112

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0125	1.0018	1.0068
February	1.0117	0.9984	1.0044
March	1.0168	0.9836	1.0002
April	1.0163	0.9987	1.0067
May	1.0249	1.0087	1.0165
June	1.0373	1.0220	1.0309
July	1.0552	1.0356	1.0475
August	1.0720	1.0533	1.0624
September	1.0704	1.0643	1.0670
October	1.0702	1.0629	1.0671
November	1.0779	1.0654	1.0731
December	1.0789	1.0725	1.0764