2012 PHP to HRK Historical Review

YEARLY HIGH

0.1478 HRK

YEARLY LOW

0.1311 HRK

YEARLY AVERAGE

0.1387 HRK

2012 PHP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PHP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.1478. Conversely, the yearly low was recorded on February 28, dropping to 0.1311.

This high-to-low spread represents a total annual volatility of 0.0167 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1345 to the December average rate of 0.1400, the exchange rate registered a net change of 4.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1478 was up 10.99% compared to the 2011 peak of 0.1331, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 36,943 HRK

2011 Average 30,882 HRK

Yearly Trough Low 32,776 HRK

Transaction Impact: A difference of 4,166.68 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1470

0.1319

JanuMarcMayJulySeptNove

PHP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1356, compared to 0.1418 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 0.1356

H2 Avg (Jul–Dec) 0.1418

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0062 HRK (High: 0.1405 / Low: 0.1343). On the other end, October was the most stable month, with a tight range of 0.0033 HRK (High: 0.1414 / Low: 0.1382).

May Spread (Volatile) ±0.0062

October Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0051 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.1458) against the same month in 2011 (average: 0.1217), the exchange rate shifted by +0.0240 (+19.73%).

2012 Avg (July) 0.1458

2011 Avg (July) 0.1217

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1361	0.1324	0.1345
February	0.1365	0.1311	0.1344
March	0.1351	0.1311	0.1331
April	0.1346	0.1312	0.1336
May	0.1405	0.1343	0.1372
June	0.1427	0.1392	0.1409
July	0.1478	0.1416	0.1458
August	0.1468	0.1407	0.1436
September	0.1418	0.1357	0.1385
October	0.1414	0.1382	0.1398
November	0.1443	0.1409	0.1430
December	0.1422	0.1384	0.1400