2014 PHP to HRK Historical Review

YEARLY HIGH

0.1413 HRK

YEARLY LOW

0.1226 HRK

YEARLY AVERAGE

0.1296 HRK

2014 PHP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PHP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.1413. Conversely, the yearly low was recorded on March 24, dropping to 0.1226.

This high-to-low spread represents a total annual volatility of 0.0186 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1246 to the December average rate of 0.1394, the exchange rate registered a net change of 11.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1413 was down 2.77% compared to the 2013 peak of 0.1453, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 35,317 HRK

2013 Average 33,649 HRK

Yearly Trough Low 30,661 HRK

Transaction Impact: A difference of 4,656.05 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1410

0.1221

JanuMarcMayJulySeptNove

PHP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1250, compared to 0.1342 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0091 points.

H1 Avg (Jan–Jun) 0.1250

H2 Avg (Jul–Dec) 0.1342

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0047 HRK (High: 0.1277 / Low: 0.1230). On the other end, June was the most stable month, with a tight range of 0.0012 HRK (High: 0.1278 / Low: 0.1266).

May Spread (Volatile) ±0.0047

June Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0013 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.1394) against the same month in 2013 (average: 0.1261), the exchange rate shifted by +0.0133 (+10.54%).

2014 Avg (December) 0.1394

2013 Avg (December) 0.1261

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1256	0.1231	0.1246
February	0.1257	0.1244	0.1249
March	0.1245	0.1226	0.1237
April	0.1244	0.1231	0.1238
May	0.1277	0.1230	0.1260
June	0.1278	0.1266	0.1272
July	0.1313	0.1269	0.1293
August	0.1329	0.1294	0.1309
September	0.1355	0.1327	0.1338
October	0.1361	0.1334	0.1348
November	0.1378	0.1357	0.1368
December	0.1413	0.1373	0.1394