2020 PHP to IQD Historical Review

YEARLY HIGH

30.4670 IQD

YEARLY LOW

23.0408 IQD

YEARLY AVERAGE

24.1525 IQD

2020 PHP to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 30.4670. Conversely, the yearly low was recorded on March 18, dropping to 23.0408.

This high-to-low spread represents a total annual volatility of 7.4263 IQD. From a start-to-finish perspective, comparing the January average rate of 23.4503 to the December average rate of 26.2363, the exchange rate registered a net change of 11.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 30.4670 was up 28.86% compared to the 2019 peak of 23.6438, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 7,616,758 IQD

2019 Average 5,753,791 IQD

Yearly Trough Low 5,760,196 IQD

Transaction Impact: A difference of 1,856,562.84 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

26.5203

23.1119

JanuMarcMayJulySeptNove

PHP to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.5282, compared to 24.7768 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2486 points.

H1 Avg (Jan–Jun) 23.5282

H2 Avg (Jul–Dec) 24.7768

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 5.7540 IQD (High: 30.4670 / Low: 24.7130). On the other end, September was the most stable month, with a tight range of 0.1371 IQD (High: 24.6493 / Low: 24.5122).

December Spread (Volatile) ±5.7540

September Spread (Stable) ±0.1371

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0576 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0576

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 26.2363) against the same month in 2019 (average: 23.4696), the exchange rate shifted by +2.7667 (+11.79%).

2020 Avg (December) 26.2363

2019 Avg (December) 23.4696

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	23.6965	23.2913	23.4503
February	23.6142	23.2988	23.4535
March	23.8072	23.0408	23.3959
April	23.7152	23.3031	23.5112
May	23.8529	23.3838	23.5619
June	23.9899	23.5882	23.7961
July	24.3048	23.9395	24.1223
August	24.7084	24.1970	24.4635
September	24.6493	24.5122	24.5670
October	24.7177	24.4400	24.5723
November	24.8212	24.4996	24.6993
December	30.4670	24.7130	26.2363