2026 PHP to IQD Historical Review

YEARLY HIGH

22.7333 IQD

YEARLY LOW

21.1765 IQD

YEARLY AVERAGE

21.7709 IQD

2026 PHP to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 22.7333. Conversely, the yearly low was recorded on July 23, dropping to 21.1765.

This high-to-low spread represents a total annual volatility of 1.5568 IQD. From a start-to-finish perspective, comparing the January average rate of 22.1501 to the December average rate of 21.2591, the exchange rate registered a net change of -4.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 22.7333 was down 4.18% compared to the 2025 peak of 23.7244, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 5,683,321 IQD

2025 Average 5,697,208 IQD

Yearly Trough Low 5,294,128 IQD

Transaction Impact: A difference of 389,193.32 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

22.6354

21.1340

JanuMarcMayJuly

PHP to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.8563, compared to 21.2591 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5972 points.

H1 Avg (Jan–Jun) 21.8563

H2 Avg (Jul–Dec) 21.2591

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 1.0712 IQD (High: 22.6562 / Low: 21.5850). On the other end, May was the most stable month, with a tight range of 0.1202 IQD (High: 21.3790 / Low: 21.2588).

March Spread (Volatile) ±1.0712

May Spread (Stable) ±0.1202

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5245 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.5245

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 22.5103) against the same month in 2025 (average: 22.5923), the exchange rate shifted by -0.0820 (-0.36%).

2026 Avg (February) 22.5103

2025 Avg (February) 22.5923

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	22.4167	22.0161	22.1501
February	22.7333	22.1817	22.5103
March	22.6562	21.5850	21.9858
April	22.0852	21.2549	21.7684
May	21.3790	21.2588	21.3097
June	21.7336	21.1953	21.4133
July	21.3392	21.1765	21.2591