2020 PHP to ISK Historical Review

YEARLY HIGH

2.9166 ISK

YEARLY LOW

2.3905 ISK

YEARLY AVERAGE

2.7297 ISK

2020 PHP to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 29, valuing the pair at 2.9166. Conversely, the yearly low was recorded on January 1, dropping to 2.3905.

This high-to-low spread represents a total annual volatility of 0.5261 ISK. From a start-to-finish perspective, comparing the January average rate of 2.4291 to the December average rate of 2.6493, the exchange rate registered a net change of 9.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.9166 was up 17.42% compared to the 2019 peak of 2.4839, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 729,161 ISK

2019 Average 592,071 ISK

Yearly Trough Low 597,627 ISK

Transaction Impact: A difference of 131,534.41 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.9102

2.3853

JanuMarcMayJulySeptNove

PHP to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6611, compared to 2.7982 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1371 points.

H1 Avg (Jan–Jun) 2.6611

H2 Avg (Jul–Dec) 2.7982

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2976 ISK (High: 2.7887 / Low: 2.4911). On the other end, January was the most stable month, with a tight range of 0.0612 ISK (High: 2.4517 / Low: 2.3905).

March Spread (Volatile) ±0.2976

January Spread (Stable) ±0.0612

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1813 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1813

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 2.8665) against the same month in 2019 (average: 2.4209), the exchange rate shifted by +0.4456 (+18.41%).

2020 Avg (October) 2.8665

2019 Avg (October) 2.4209

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4517	2.3905	2.4291
February	2.5251	2.4104	2.4903
March	2.7887	2.4911	2.6467
April	2.9117	2.7979	2.8508
May	2.9153	2.6939	2.8379
June	2.7887	2.6269	2.7120
July	2.8488	2.7353	2.8002
August	2.8470	2.7486	2.8027
September	2.8892	2.7867	2.8402
October	2.9166	2.8399	2.8665
November	2.9092	2.7618	2.8306
December	2.7263	2.6027	2.6493