YEARLY HIGH
2.1383 ISK
YEARLY LOW
1.9911 ISK
YEARLY AVERAGE
2.0616 ISK

2026 PHP to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 2.1383. Conversely, the yearly low was recorded on April 29, dropping to 1.9911.

This high-to-low spread represents a total annual volatility of 0.1472 ISK. From a start-to-finish perspective, comparing the January average rate of 2.1089 to the December average rate of 2.0384, the exchange rate registered a net change of -3.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.1383 was down 12.61% compared to the 2025 peak of 2.4469, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 534,564 ISK
2025 Average 557,775 ISK
Yearly Trough Low 497,769 ISK
Transaction Impact: A difference of 36,794.28 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.1197
1.9901
JanuMarcMayJuly

PHP to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0654, compared to 2.0384 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0271 points.

H1 Avg (Jan–Jun) 2.0654
H2 Avg (Jul–Dec) 2.0384

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0919 ISK (High: 2.0830 / Low: 1.9911). On the other end, May was the most stable month, with a tight range of 0.0055 ISK (High: 2.0041 / Low: 1.9987).

April Spread (Volatile) ±0.0919
May Spread (Stable) ±0.0055

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0483 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0483

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 2.1089) against the same month in 2025 (average: 2.4007), the exchange rate shifted by -0.2918 (-12.15%).

2026 Avg (January) 2.1089
2025 Avg (January) 2.4007

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.1383 2.0539 2.1089
February 2.1300 2.0757 2.1043
March 2.1304 2.0451 2.0916
April 2.0830 1.9911 2.0433
May 2.0041 1.9987 2.0009
June 2.0741 1.9933 2.0435
July 2.0492 2.0275 2.0384