YEARLY HIGH
4.1246 LRD
YEARLY LOW
3.2258 LRD
YEARLY AVERAGE
3.8633 LRD

2020 PHP to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 30, valuing the pair at 4.1246. Conversely, the yearly low was recorded on November 19, dropping to 3.2258.

This high-to-low spread represents a total annual volatility of 0.8988 LRD. From a start-to-finish perspective, comparing the January average rate of 3.7664 to the December average rate of 3.3541, the exchange rate registered a net change of -10.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.1246 was down 1.81% compared to the 2019 peak of 4.2005, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 1,031,150 LRD
2019 Average 900,699 LRD
Yearly Trough Low 806,439 LRD
Transaction Impact: A difference of 224,710.27 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.1789
3.2791
JanuMarcMayJulySeptNove

PHP to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8891, compared to 3.8375 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0516 points.

H1 Avg (Jan–Jun) 3.8891
H2 Avg (Jul–Dec) 3.8375

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.5418 LRD (High: 3.7676 / Low: 3.2258). On the other end, September was the most stable month, with a tight range of 0.0210 LRD (High: 4.1143 / Low: 4.0933).

November Spread (Volatile) ±0.5418
September Spread (Stable) ±0.0210

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.5626 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.5626

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 4.0866) against the same month in 2019 (average: 3.9050), the exchange rate shifted by +0.1815 (+4.65%).

2020 Avg (August) 4.0866
2019 Avg (August) 3.9050

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8471 3.6801 3.7664
February 3.8938 3.8212 3.8690
March 3.9455 3.8261 3.8842
April 3.9465 3.8803 3.9103
May 3.9696 3.8985 3.9277
June 4.0007 3.9463 3.9773
July 4.0594 3.9980 4.0339
August 4.1246 4.0520 4.0866
September 4.1143 4.0933 4.1040
October 4.1060 3.7784 4.0047
November 3.7676 3.2258 3.4420
December 3.4205 3.2792 3.3541