YEARLY HIGH
3.6214 LRD
YEARLY LOW
2.8070 LRD
YEARLY AVERAGE
3.3793 LRD

2021 PHP to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 3.6214. Conversely, the yearly low was recorded on December 13, dropping to 2.8070.

This high-to-low spread represents a total annual volatility of 0.8144 LRD. From a start-to-finish perspective, comparing the January average rate of 3.5004 to the December average rate of 2.8339, the exchange rate registered a net change of -19.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.6214 was down 12.20% compared to the 2020 peak of 4.1246, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 905,341 LRD
2020 Average 965,842 LRD
Yearly Trough Low 701,752 LRD
Transaction Impact: A difference of 203,588.85 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.6634
2.7585
JanuMarcMayJulySeptNove

PHP to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5600, compared to 3.1985 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3615 points.

H1 Avg (Jan–Jun) 3.5600
H2 Avg (Jul–Dec) 3.1985

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.3925 LRD (High: 3.3766 / Low: 2.9841). On the other end, April was the most stable month, with a tight range of 0.0303 LRD (High: 3.5799 / Low: 3.5496).

October Spread (Volatile) ±0.3925
April Spread (Stable) ±0.0303

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.3374 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3374

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 3.5880) against the same month in 2020 (average: 3.9277), the exchange rate shifted by -0.3397 (-8.65%).

2021 Avg (May) 3.5880
2020 Avg (May) 3.9277

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5577 3.3975 3.5004
February 3.5967 3.5414 3.5733
March 3.5907 3.5600 3.5763
April 3.5799 3.5496 3.5637
May 3.6214 3.5649 3.5880
June 3.5965 3.5113 3.5585
July 3.4922 3.3680 3.4294
August 3.5196 3.3833 3.4207
September 3.4491 3.3449 3.4164
October 3.3766 2.9841 3.2140
November 2.9718 2.8169 2.8766
December 2.8657 2.8070 2.8339