YEARLY HIGH
1.1545 MZN
YEARLY LOW
1.0757 MZN
YEARLY AVERAGE
1.1120 MZN

2025 PHP to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 1.1545. Conversely, the yearly low was recorded on December 9, dropping to 1.0757.

This high-to-low spread represents a total annual volatility of 0.0787 MZN. From a start-to-finish perspective, comparing the January average rate of 1.0929 to the December average rate of 1.0861, the exchange rate registered a net change of -0.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.1545 was down 0.01% compared to the 2024 peak of 1.1546, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 288,618 MZN
2024 Average 278,868 MZN
Yearly Trough Low 268,936 MZN
Transaction Impact: A difference of 19,681.71 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.1545
1.0798
JanuMarcMayJulySeptNove

PHP to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1192, compared to 1.1048 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0144 points.

H1 Avg (Jan–Jun) 1.1192
H2 Avg (Jul–Dec) 1.1048

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0393 MZN (High: 1.1370 / Low: 1.0976). On the other end, November was the most stable month, with a tight range of 0.0097 MZN (High: 1.0914 / Low: 1.0816).

July Spread (Volatile) ±0.0393
November Spread (Stable) ±0.0097

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0204 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0204

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 1.1483) against the same month in 2024 (average: 1.1060), the exchange rate shifted by +0.0423 (+3.83%).

2025 Avg (May) 1.1483
2024 Avg (May) 1.1060

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1004 1.0829 1.0929
February 1.1070 1.0924 1.1015
March 1.1177 1.1028 1.1130
April 1.1474 1.1088 1.1246
May 1.1545 1.1418 1.1483
June 1.1497 1.1155 1.1347
July 1.1370 1.0976 1.1247
August 1.1310 1.1072 1.1203
September 1.1280 1.0969 1.1158
October 1.1036 1.0815 1.0954
November 1.0914 1.0816 1.0864
December 1.0929 1.0757 1.0861