2026 PHP to MZN Historical Review

YEARLY HIGH

1.1169 MZN

YEARLY LOW

1.0337 MZN

YEARLY AVERAGE

1.0621 MZN

2026 PHP to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 1.1169. Conversely, the yearly low was recorded on July 21, dropping to 1.0337.

This high-to-low spread represents a total annual volatility of 0.0832 MZN. From a start-to-finish perspective, comparing the January average rate of 1.0800 to the December average rate of 1.0370, the exchange rate registered a net change of -3.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.1169 was down 3.25% compared to the 2025 peak of 1.1545, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 279,228 MZN

2025 Average 278,002 MZN

Yearly Trough Low 258,433 MZN

Transaction Impact: A difference of 20,794.92 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.1041

1.0309

JanuMarcMayJuly

PHP to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0663, compared to 1.0370 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0293 points.

H1 Avg (Jan–Jun) 1.0663

H2 Avg (Jul–Dec) 1.0370

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0539 MZN (High: 1.1071 / Low: 1.0532). On the other end, May was the most stable month, with a tight range of 0.0042 MZN (High: 1.0428 / Low: 1.0387).

March Spread (Volatile) ±0.0539

May Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0248 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0248

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 1.0980) against the same month in 2025 (average: 1.1015), the exchange rate shifted by -0.0035 (-0.31%).

2026 Avg (February) 1.0980

2025 Avg (February) 1.1015

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0865	1.0741	1.0800
February	1.1169	1.0800	1.0980
March	1.1071	1.0532	1.0732
April	1.0744	1.0366	1.0625
May	1.0428	1.0387	1.0397
June	1.0599	1.0342	1.0445
July	1.0401	1.0337	1.0370