YEARLY HIGH
29.0614 NGN
YEARLY LOW
24.3538 NGN
YEARLY AVERAGE
26.5021 NGN

2025 PHP to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 11, valuing the pair at 29.0614. Conversely, the yearly low was recorded on November 11, dropping to 24.3538.

This high-to-low spread represents a total annual volatility of 4.7075 NGN. From a start-to-finish perspective, comparing the January average rate of 26.5439 to the December average rate of 24.6890, the exchange rate registered a net change of -6.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 29.0614 was down 2.44% compared to the 2024 peak of 29.7897, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 7,265,342 NGN
2024 Average 6,409,410 NGN
Yearly Trough Low 6,088,462 NGN
Transaction Impact: A difference of 1,176,879.37 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

29.1572
24.1285
JanuMarcMayJulySeptNove

PHP to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.2769, compared to 25.7273 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5496 points.

H1 Avg (Jan–Jun) 27.2769
H2 Avg (Jul–Dec) 25.7273

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 3.1960 NGN (High: 29.0111 / Low: 25.8152). On the other end, November was the most stable month, with a tight range of 0.3688 NGN (High: 24.7226 / Low: 24.3538).

February Spread (Volatile) ±3.1960
November Spread (Stable) ±0.3688

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.1834 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.1834

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 28.7382) against the same month in 2024 (average: 24.5356), the exchange rate shifted by +4.2025 (+17.13%).

2025 Avg (May) 28.7382
2024 Avg (May) 24.5356

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 26.7468 26.2921 26.5439
February 29.0111 25.8152 26.3840
March 27.1060 25.9320 26.6000
April 28.7434 26.4223 27.8403
May 29.0614 28.4788 28.7382
June 28.4506 27.0273 27.5547
July 27.2683 26.2777 26.9134
August 27.1748 26.1440 26.8492
September 26.9841 25.4936 26.2550
October 25.5326 24.5670 25.1094
November 24.7226 24.3538 24.5475
December 24.9161 24.4285 24.6890