2026 PHP to NGN Historical Review

YEARLY HIGH

24.5544 NGN

YEARLY LOW

22.0119 NGN

YEARLY AVERAGE

22.8680 NGN

2026 PHP to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 24.5544. Conversely, the yearly low was recorded on June 6, dropping to 22.0119.

This high-to-low spread represents a total annual volatility of 2.5425 NGN. From a start-to-finish perspective, comparing the January average rate of 24.0086 to the December average rate of 22.3075, the exchange rate registered a net change of -7.09% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 24.5544 was down 15.51% compared to the 2025 peak of 29.0614, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 6,138,590 NGN

2025 Average 6,625,628 NGN

Yearly Trough Low 5,502,966 NGN

Transaction Impact: A difference of 635,624.30 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

24.1787

22.1374

JanuMarcMayJuly

PHP to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.9614, compared to 22.3075 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6539 points.

H1 Avg (Jan–Jun) 22.9614

H2 Avg (Jul–Dec) 22.3075

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 1.1413 NGN (High: 23.6874 / Low: 22.5460). On the other end, May was the most stable month, with a tight range of 0.1669 NGN (High: 22.4558 / Low: 22.2890).

March Spread (Volatile) ±1.1413

May Spread (Stable) ±0.1669

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.6698 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.6698

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 24.0086) against the same month in 2025 (average: 26.5439), the exchange rate shifted by -2.5352 (-9.55%).

2026 Avg (January) 24.0086

2025 Avg (January) 26.5439

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	24.5544	23.5406	24.0086
February	23.6387	23.0875	23.3388
March	23.6874	22.5460	23.1335
April	23.1637	22.3057	22.6250
May	22.4558	22.2890	22.3406
June	22.5528	22.0119	22.3222
July	22.4398	22.1134	22.3075