2020 PHP to NZD Historical Review

YEARLY HIGH

0.0347 NZD

YEARLY LOW

0.0289 NZD

YEARLY AVERAGE

0.0311 NZD

2020 PHP to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.0347. Conversely, the yearly low was recorded on December 30, dropping to 0.0289.

This high-to-low spread represents a total annual volatility of 0.0058 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0298 to the December average rate of 0.0293, the exchange rate registered a net change of -1.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0347 was up 11.06% compared to the 2019 peak of 0.0312, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 8,675 NZD

2019 Average 7,334 NZD

Yearly Trough Low 7,215 NZD

Transaction Impact: A difference of 1,459.78 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0332

0.0290

JanuMarcMayJulySeptNove

PHP to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0316, compared to 0.0305 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0316

H2 Avg (Jul–Dec) 0.0305

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0036 NZD (High: 0.0347 / Low: 0.0311). On the other end, October was the most stable month, with a tight range of 0.0005 NZD (High: 0.0314 / Low: 0.0308).

March Spread (Volatile) ±0.0036

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0015 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0325) against the same month in 2019 (average: 0.0279), the exchange rate shifted by +0.0047 (+16.72%).

2020 Avg (March) 0.0325

2019 Avg (March) 0.0279

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0303	0.0293	0.0298
February	0.0314	0.0303	0.0308
March	0.0347	0.0311	0.0325
April	0.0337	0.0324	0.0329
May	0.0333	0.0319	0.0325
June	0.0316	0.0305	0.0310
July	0.0310	0.0304	0.0307
August	0.0316	0.0305	0.0310
September	0.0315	0.0304	0.0309
October	0.0314	0.0308	0.0311
November	0.0312	0.0296	0.0302
December	0.0296	0.0289	0.0293