2021 PHP to NZD Historical Review

YEARLY HIGH

0.0299 NZD

YEARLY LOW

0.0274 NZD

YEARLY AVERAGE

0.0287 NZD

2021 PHP to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.0299. Conversely, the yearly low was recorded on October 20, dropping to 0.0274.

This high-to-low spread represents a total annual volatility of 0.0025 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0290 to the December average rate of 0.0293, the exchange rate registered a net change of 1.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0299 was down 13.89% compared to the 2020 peak of 0.0347, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 7,470 NZD

2020 Average 7,764 NZD

Yearly Trough Low 6,847 NZD

Transaction Impact: A difference of 623.47 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0294

0.0278

JanuMarcMayJulySeptNove

PHP to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0289, compared to 0.0285 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0289

H2 Avg (Jul–Dec) 0.0285

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0015 NZD (High: 0.0291 / Low: 0.0275). On the other end, September was the most stable month, with a tight range of 0.0006 NZD (High: 0.0286 / Low: 0.0279).

November Spread (Volatile) ±0.0015

September Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0006 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0293) against the same month in 2020 (average: 0.0293), the exchange rate shifted by -0.0000 (-0.05%).

2021 Avg (December) 0.0293

2020 Avg (December) 0.0293

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0292	0.0285	0.0290
February	0.0291	0.0276	0.0286
March	0.0295	0.0283	0.0289
April	0.0294	0.0284	0.0290
May	0.0292	0.0285	0.0289
June	0.0297	0.0289	0.0292
July	0.0292	0.0282	0.0286
August	0.0294	0.0281	0.0286
September	0.0286	0.0279	0.0282
October	0.0286	0.0274	0.0280
November	0.0291	0.0275	0.0283
December	0.0299	0.0285	0.0293