YEARLY HIGH
0.0839 PLN
YEARLY LOW
0.0740 PLN
YEARLY AVERAGE
0.0786 PLN

2020 PHP to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 0.0839. Conversely, the yearly low was recorded on January 6, dropping to 0.0740.

This high-to-low spread represents a total annual volatility of 0.0099 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0753 to the December average rate of 0.0765, the exchange rate registered a net change of 1.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0839 was up 8.43% compared to the 2019 peak of 0.0774, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 20,972 PLN
2019 Average 18,541 PLN
Yearly Trough Low 18,493 PLN
Transaction Impact: A difference of 2,479.33 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0833
0.0745
JanuMarcMayJulySeptNove

PHP to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0791, compared to 0.0780 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0791
H2 Avg (Jul–Dec) 0.0780

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0088 PLN (High: 0.0839 / Low: 0.0751). On the other end, August was the most stable month, with a tight range of 0.0015 PLN (High: 0.0769 / Low: 0.0755).

March Spread (Volatile) ±0.0088
August Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0032 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0788) against the same month in 2019 (average: 0.0725), the exchange rate shifted by +0.0063 (+8.71%).

2020 Avg (March) 0.0788
2019 Avg (March) 0.0725

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0765 0.0740 0.0753
February 0.0782 0.0759 0.0772
March 0.0839 0.0751 0.0788
April 0.0837 0.0813 0.0826
May 0.0839 0.0793 0.0821
June 0.0799 0.0776 0.0789
July 0.0801 0.0756 0.0786
August 0.0769 0.0755 0.0763
September 0.0812 0.0757 0.0783
October 0.0818 0.0777 0.0795
November 0.0816 0.0779 0.0787
December 0.0776 0.0753 0.0765