YEARLY HIGH
0.0718 PLN
YEARLY LOW
0.0609 PLN
YEARLY AVERAGE
0.0654 PLN

2025 PHP to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0718. Conversely, the yearly low was recorded on December 25, dropping to 0.0609.

This high-to-low spread represents a total annual volatility of 0.0109 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0702 to the December average rate of 0.0612, the exchange rate registered a net change of -12.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0718 was down 13.70% compared to the 2024 peak of 0.0832, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 17,944 PLN
2024 Average 17,378 PLN
Yearly Trough Low 15,214 PLN
Transaction Impact: A difference of 2,729.49 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0711
0.0603
JanuMarcMayJulySeptNove

PHP to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0679, compared to 0.0629 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.0679
H2 Avg (Jul–Dec) 0.0629

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 0.0036 PLN (High: 0.0676 / Low: 0.0639). On the other end, August was the most stable month, with a tight range of 0.0009 PLN (High: 0.0646 / Low: 0.0637).

June Spread (Volatile) ±0.0036
August Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0022 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0702) against the same month in 2024 (average: 0.0718), the exchange rate shifted by -0.0016 (-2.24%).

2025 Avg (January) 0.0702
2024 Avg (January) 0.0718

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0718 0.0689 0.0702
February 0.0705 0.0680 0.0692
March 0.0698 0.0667 0.0675
April 0.0686 0.0655 0.0668
May 0.0685 0.0670 0.0678
June 0.0676 0.0639 0.0657
July 0.0646 0.0632 0.0640
August 0.0646 0.0637 0.0641
September 0.0641 0.0624 0.0634
October 0.0633 0.0614 0.0626
November 0.0633 0.0616 0.0623
December 0.0623 0.0609 0.0612