2020 PHP to SDG Historical Review

YEARLY HIGH

1.1518 SDG

YEARLY LOW

0.8828 SDG

YEARLY AVERAGE

1.0931 SDG

2020 PHP to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 1.1518. Conversely, the yearly low was recorded on January 4, dropping to 0.8828.

This high-to-low spread represents a total annual volatility of 0.2690 SDG. From a start-to-finish perspective, comparing the January average rate of 0.8914 to the December average rate of 1.1495, the exchange rate registered a net change of 28.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.1518 was up 24.43% compared to the 2019 peak of 0.9257, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 287,961 SDG

2019 Average 221,710 SDG

Yearly Trough Low 220,710 SDG

Transaction Impact: A difference of 67,250.63 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.1754

0.8656

JanuMarcMayJulySeptNove

PHP to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0479, compared to 1.1382 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0903 points.

H1 Avg (Jan–Jun) 1.0479

H2 Avg (Jul–Dec) 1.1382

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.1141 SDG (High: 1.0733 / Low: 0.9592). On the other end, September was the most stable month, with a tight range of 0.0078 SDG (High: 1.1434 / Low: 1.1356).

February Spread (Volatile) ±0.1141

September Spread (Stable) ±0.0078

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0003 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.1495) against the same month in 2019 (average: 0.8889), the exchange rate shifted by +0.2606 (+29.32%).

2020 Avg (December) 1.1495

2019 Avg (December) 0.8889

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9597	0.8828	0.8914
February	1.0733	0.9592	1.0200
March	1.1026	1.0686	1.0852
April	1.1015	1.0829	1.0916
May	1.1080	1.0868	1.0948
June	1.1117	1.0962	1.1046
July	1.1265	1.1104	1.1195
August	1.1445	1.1244	1.1340
September	1.1434	1.1356	1.1401
October	1.1434	1.1346	1.1397
November	1.1513	1.1385	1.1465
December	1.1518	1.1440	1.1495