YEARLY HIGH
10.4541 SDG
YEARLY LOW
9.7142 SDG
YEARLY AVERAGE
9.9882 SDG

2026 PHP to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 10.4541. Conversely, the yearly low was recorded on July 23, dropping to 9.7142.

This high-to-low spread represents a total annual volatility of 0.7400 SDG. From a start-to-finish perspective, comparing the January average rate of 10.1697 to the December average rate of 9.7456, the exchange rate registered a net change of -4.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 10.4541 was down 3.64% compared to the 2025 peak of 10.8491, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 2,613,536 SDG
2025 Average 2,613,765 SDG
Yearly Trough Low 2,428,540 SDG
Transaction Impact: A difference of 184,995.69 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

10.4001
9.6861
JanuMarcMayJuly

PHP to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.0286, compared to 9.7456 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2831 points.

H1 Avg (Jan–Jun) 10.0286
H2 Avg (Jul–Dec) 9.7456

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.5223 SDG (High: 10.4200 / Low: 9.8977). On the other end, May was the most stable month, with a tight range of 0.0405 SDG (High: 9.8001 / Low: 9.7595).

March Spread (Volatile) ±0.5223
May Spread (Stable) ±0.0405

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2466 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.2466

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 10.3406) against the same month in 2025 (average: 10.3588), the exchange rate shifted by -0.0182 (-0.18%).

2026 Avg (February) 10.3406
2025 Avg (February) 10.3588

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.2331 10.1051 10.1697
February 10.4541 10.1897 10.3406
March 10.4200 9.8977 10.0940
April 10.0954 9.7410 9.9847
May 9.8001 9.7595 9.7685
June 9.9595 9.7171 9.8142
July 9.7745 9.7142 9.7456