2012 PHP to SGD Historical Review

YEARLY HIGH

0.0304 SGD

YEARLY LOW

0.0292 SGD

YEARLY AVERAGE

0.0296 SGD

2012 PHP to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PHP to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 4, valuing the pair at 0.0304. Conversely, the yearly low was recorded on May 27, dropping to 0.0292.

This high-to-low spread represents a total annual volatility of 0.0012 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0294 to the December average rate of 0.0298, the exchange rate registered a net change of 1.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0304 was up 1.07% compared to the 2011 peak of 0.0300, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 7,593 SGD

2011 Average 7,258 SGD

Yearly Trough Low 7,291 SGD

Transaction Impact: A difference of 301.53 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0302

0.0293

JanuMarcMayJulySeptNove

PHP to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0295, compared to 0.0297 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0295

H2 Avg (Jul–Dec) 0.0297

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 0.0007 SGD (High: 0.0302 / Low: 0.0295). On the other end, October was the most stable month, with a tight range of 0.0002 SGD (High: 0.0297 / Low: 0.0295).

June Spread (Volatile) ±0.0007

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0301) against the same month in 2011 (average: 0.0285), the exchange rate shifted by +0.0016 (+5.69%).

2012 Avg (July) 0.0301

2011 Avg (July) 0.0285

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0296	0.0292	0.0294
February	0.0296	0.0292	0.0294
March	0.0296	0.0292	0.0293
April	0.0295	0.0292	0.0293
May	0.0296	0.0292	0.0294
June	0.0302	0.0295	0.0299
July	0.0304	0.0297	0.0301
August	0.0299	0.0295	0.0297
September	0.0298	0.0293	0.0295
October	0.0297	0.0295	0.0296
November	0.0299	0.0296	0.0298
December	0.0299	0.0297	0.0298