2025 PHP to SGD Historical Review

YEARLY HIGH

0.0236 SGD

YEARLY LOW

0.0218 SGD

YEARLY AVERAGE

0.0227 SGD

2025 PHP to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0236. Conversely, the yearly low was recorded on December 30, dropping to 0.0218.

This high-to-low spread represents a total annual volatility of 0.0018 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0233 to the December average rate of 0.0219, the exchange rate registered a net change of -5.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0236 was down 2.11% compared to the 2024 peak of 0.0241, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 5,903 SGD

2024 Average 5,833 SGD

Yearly Trough Low 5,453 SGD

Transaction Impact: A difference of 450.30 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0234

0.0218

JanuMarcMayJulySeptNove

PHP to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0232, compared to 0.0223 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0232

H2 Avg (Jul–Dec) 0.0223

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 0.0008 SGD (High: 0.0232 / Low: 0.0224). On the other end, March was the most stable month, with a tight range of 0.0003 SGD (High: 0.0235 / Low: 0.0231).

June Spread (Volatile) ±0.0008

March Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0233) against the same month in 2024 (average: 0.0239), the exchange rate shifted by -0.0006 (-2.42%).

2025 Avg (January) 0.0233

2024 Avg (January) 0.0239

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0236	0.0231	0.0233
February	0.0234	0.0230	0.0232
March	0.0235	0.0231	0.0233
April	0.0236	0.0231	0.0233
May	0.0235	0.0231	0.0233
June	0.0232	0.0224	0.0228
July	0.0227	0.0223	0.0225
August	0.0227	0.0223	0.0225
September	0.0227	0.0222	0.0224
October	0.0223	0.0219	0.0222
November	0.0223	0.0220	0.0221
December	0.0222	0.0218	0.0219